The Bank Frog
| The Bank Frog | |
|---|---|
| File:Image of Bank Frog.png DALL-E Render of the Bank Frog | |
| First appearance | Escape from Winter |
| Species | Frog |
| Gender | Female |
| Age | Early 50s |
| Residency | Sala City Bank |
| Role | Bank Employee |
The Bank Frog is a dry, stone-faced bank clerk who works at the Sala City branch of an unnamed financial institution. Known for her complete lack of empathy and laser-like focus on procedure, she takes great satisfaction in denying loan applications, closing accounts for minor infractions, and reciting policies no one asked for. Her presence alone tends to ruin everyone's day, and she’s perfectly aware of that.
Personality
- Stiff & Unyielding: Follows policy with religious intensity, even if it defies logic or compassion.
- Dry & Sarcastic: Speaks in a flat tone with a flavor of passive-aggressive superiority.
- Grimly Enthusiastic About Denial: Seems to get real joy from telling people "no," especially after a dramatic pause.
- Detail-Oriented (to a fault): Notices every typo, missing form, and improperly stapled document. Brings it up every time.
Abilities
- Paperwork Enforcement: Has an uncanny ability to generate forms, delays, and arbitrary requirements out of thin air.
- Psychological Deterrence: Can reduce even the most confident applicant to a sweating wreck using only a silence and a slow blink.
- Unbreakable Routine: Nothing fazes her. Not Dook, not Flops, not earthquakes, nor raves. Her lunch break is at exactly 11:46.
Appearance
- Skin: Pale green with a rough, matte texture. Always slightly damp-looking, but never seems wet.
- Eyes: Large, yellowish, with perpetually lowered lids—never blinks unless it’s for dramatic effect.
- Clothing: Always wears the same dull gray bank uniform with a name tag that says nothing but “STAFF.” Her desk has a tiny ceramic frog with a crack in it.
Relationships
- Dook: Doesn’t know what to make of him. Suspects he exists outside normal banking regulations, which bothers her deeply.
- Flops: She has denied him loans, credit, and service so many times she remembers him by customer ID. She secretly enjoys watching his hope collapse.
- The Stoat: Silent mutual recognition exists between them. They once nodded at each other and didn’t speak for 45 minutes. It was the highlight of her week.
- Bunnyrack: She once froze his campaign account for trying to deposit glitter as “emotional capital.”
Trivia
- She has never approved a loan on-screen.
- Owns 14 identical cardigans, each with a different button missing.
- Drinks “room temperature water” from a mug labeled “FLUID CONTAINER.”
- Keeps a drawer full of expired dried up pens, and hands them out regardless.
- Rumored to have a favorite denial phrase: “Mmm… yes, but no.”
“Policy is policy. And this form is from last quarter. Denied.” — The Bank Frog